๐Ÿ’ณ[ํ‹ฐ๋ชฌ] ๋กฏ๋ฐ๋ฐฑํ™”์  ์ƒํ’ˆ๊ถŒ ๋ฐฐ์†ก(3.5% ํ• ์ธ)