๐Ÿ’ณ[์ง€๋งˆ์ผ“] ํ˜„๋Œ€๋ฐฑํ™”์  ์ƒํ’ˆ๊ถŒ ํŒ๋งค(3.1% ํ• ์ธ ํŒ๋งค)