๐Ÿ’ณ[ํ‹ฐ๋ชฌ] ๋กฏ๋ฐ, ํ˜„๋Œ€, ์‹ ์„ธ๊ณ„, ๊ฐค๋Ÿฌ๋ฆฌ์•„ ์ƒํ’ˆ๊ถŒ ํ• ์ธ(์ตœ๋Œ€ 3.5%)